Perceptions on housing affordability among the working class in Accra
Date
2017-04
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Abstract
Housing provision in the country has seen a number of interventions by the Government
of Ghana to improve the housing situation through the construction of affordable housing
units in the country. Nonetheless, this has not been enough to curb the housing deficit in
the country. Housing provided by the private sector tend to be above the means of low
and middle-income earners in the country. This paper aims at finding the perceptions of
people within the working class on housing affordability in Accra.
A quantitative approach was adopted for this study. Purposive sampling technique was
adopted in undertaking this study. A sample size of 205 was used for this study.
Responses were analyzed using Microsoft Excel and PSPP. Findings from the study
revealed that age happens to be a moderator for home ownership among high-income
earners; mortgages rates are considered not affordable; and housing perceived as not
affordable within the selected study areas.
Description
Thesis submitted to the Department of Business Administration, Ashesi University College, in partial fulfillment of Bachelor of Science degree in Business Administration, April 2017.
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Keywords
housing provision, government, private sector, middle-income, low-income, affordability, Accra, Ghana