Mobile payments system: The challenges to its adoption in Ghana and what can be done to make it catch on?

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dc.contributor.authorKofigah, Solomon Kwashie
dc.date.accessioned2017-03-24T13:40:17Z
dc.date.available2017-03-24T13:40:17Z
dc.date.issued2010-05
dc.descriptionThesis submitted to the Department of Computer Science, Ashesi University College, in partial fulfillment of Bachelor of Science degree in Management Information Systems, May 2010en_US
dc.description.abstractMobile Payment System (MPS), which is the use of mobile phone as a "wallet" to make payments through a General Packet Radio Service (GPRS) connectivity or Short Message Service (SMS), or through a Near Field Communication (NFC), is increasingly becoming widely used in many countries globally, such as Japan, Korea, United States of America, South Africa and Kenya. The aim of this thesis is to use various research techniques, including questionnaire, interviews, observations and case studies to find out the challenges to the adoption of Mobile Payment Systems in Ghana, and propose solutions to encourage the wide acceptance of this platform, as a convenient alternative payment system in the country. Also, an application for Mobile Payments, named SikaPay is developed. Mobile phones present an enormous opportunity for use as a platform for a "Payments System". Traditionally in Ghana, financial transactions are made using physical cash or checks. However, from the survey conducted as part of this project, people are willing to use Mobile Payment system on their phones. Also, the application developed as part of this project simulated the flexibility of how a Mobile Payment System should be, by allowing user to create their own account and update their account at any time.en_US
dc.description.sponsorshipAshesi University College
dc.identifier.urihttp://hdl.handle.net/20.500.11988/124
dc.language.isoenen_US
dc.subjectGhanaen_US
dc.subjectmobile payments systemen_US
dc.titleMobile payments system: The challenges to its adoption in Ghana and what can be done to make it catch on?en_US
dc.typeThesisen_US

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