A credit scoring system for mobile money users: A case study of Berekuso, Ghana

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dc.contributor.authorMelly, Viola Cheptanui
dc.date.accessioned2022-11-04T11:58:27Z
dc.date.available2022-11-04T11:58:27Z
dc.date.issued2020
dc.descriptionUndergraduate thesis submitted to the Department of Computer Science, Ashesi University, in partial fulfillment of Bachelor of Science degree in / Computer Science, May 2020
dc.description.abstractAn estimated five billion people in the world own a mobile phone [11]. Among these people, an estimated four hundred and fifty-six million people are from Africa, with eight million people being from Ghana [11]. The high number of mobile phone owners shows the importance attached to the use of mobile phones. The curiosity and the availability of resources to develop new applications have led developers to come up with new and innovative ways that go beyond the primary intention for which the phone was created: communicating with one another. One such innovation is the development of mobile money services [17]. This research seeks to find out how effective a credit scoring system would be in addressing the non-payment of loans by the customers of service providers. It proposes an online platform that provides users with financially related information and a credit scoring system that can help both lenders and borrowers check the creditworthiness of an individual before they get access to loans.
dc.description.sponsorshipAshesi University
dc.identifier.urihttp://hdl.handle.net/20.500.11988/682
dc.language.isoen
dc.subjectmobile moneyen
dc.subjectcredit-scoringen
dc.subjectloansen
dc.subjectBerekusoen
dc.titleA credit scoring system for mobile money users: A case study of Berekuso, Ghana
dc.typeUndergraduate thesis

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